产权链
Chain of title
David Dayen · 初版 2016 年
2人推荐
3位读者提及
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“在 Great Recession 的低谷期，一名癌症护士、一名汽车经销店员工和一名保险欺诈调查专家合力揭露了美国历史上最大的一起针对消费者的犯罪——一桩牵涉数十名 Wall Street 高管的丑闻。他们称之为 foreclosure fraud：数以百万计的家庭因毫无合法止赎权的抵押贷款公司依据伪造证据而被逐出家园。Lisa Epstein、Michael Redman 和 Lynn Szymoniak 既不在政府部门也不在执法部门工作。他们毫无反企业激进活动的背景。相反，他们全都是法拍受害者，
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……重要。] 感觉日本（根据我仅有的一点阅读了解）就像是给美国等国打了样，而我怀疑美国又会成为其他市场的反面教材。[编辑 2：推荐 David Dayen 写的书《Chain of Title》]
…matters.] It's almost like Japan (from the little that I've read) was a blueprint for the U.S. etc., and the U.S., I suspect, will be an further example for other markets. [edit 2: Book recommendation Chain of Title by David Dayen]
这里有一个真实、普遍且令人毛骨悚然的例子：我读 David Dayen 的《Chain of Title》时整个人都惊呆了。https://thenewpress.com/books/chain-of-title 抛开别的不谈，回想一下当年各大银行在整个‘机器人签名’（Robo-Signing）丑闻中，竟然只是被高高举起、轻轻放下（不痛不痒地罚了点款）。（参见：https://en.wikipedia.org/wiki/2010_United_States_foreclosure...）……
Here is a real, widespread, horrifying example: I was aghast when reading "Chain of Title" by David Dayen. https://thenewpress.com/books/chain-of-title Amongst many things, recall how banks got away with a slap on the wrist for the whole Robo-Signing scandal. (see: https://en.wikipedia.org/wiki/2010_United_States_foreclosure...)…
……是由律师、公证人、各种政府机构等组成的。而在那个现实世界里，有充斥着各种把房子从合法房主手里巧取豪夺的暗箱操作。比如可以看看 David Dayen 写的《Chain of Title》[2]。说到底，我们极度需要某种独立且不受腐蚀的单一真实来源（single source of truth），而这在眼下几乎是空缺的。我可不想用它来取代多个独立的……
…made out of lawyers, notaries, various government agencies and so on. And in that real world, there's plenty of manipulation in which houses get taken from their rightful owners. See, for instance, 'Chain of Title' [2] by David Dayen. Again, some kind of independent, incorruptible single source of truth is desperately needed and isn't especially there right now. I wouldn't want to replace multiple, independent…