你评论里荒谬的地方在于，你居然认为城市高密度是国家主义/威权主义/腐败的中央集权规划的产物。去读读 Louis Hyman 的《Debtor Nation》吧，尤其是关于 FHA（联邦住房管理局）以及全国性（且受到巨额补贴）抵押贷款市场建立的那部分。郊区/远郊，作为汽车文化不可或缺的共生体，才是统制经济式国家主义的产物。（是的，……
The insanity in your comment is the idea that urban density is the statist / authoritarian / corrupt central planning piece. Try reading Louis Hyman's "Debtor Nation," particularly the bits on FHA and the creation of a national (and heavily subsidized) mortgage market. The sub/exurbs, the essential symbiotes of car culture, are the dirigiste statist artifacts. (yes,…
大来卡（Diner's Club）的起源故事纯属神话。无抵押信用贷款其实起源于零售百货商店。Louis Hyman 在《Debtor Nation: The History of America in Red Ink》（普林斯顿大学出版社，2011年）中讲述了这个故事。https://www.worldcat.org/title/debtor-nation-the-history-of-... New Books in Economics 播客采访（时长：50:26）：发布时间：周五，……
The Diner's Club origin story is a myth. Unsecured credit lending actually originated with retail department stores. Louis Hyman covers this story in Debtor Nation: The History of America in Red Ink (Princeton UP, 2011). https://www.worldcat.org/title/debtor-nation-the-history-of-... New Books in Economics podcast interview (Duration: 50:26): Published: Fri,…
你评论里荒谬的地方在于，你居然认为城市高密度是国家主义/威权主义/腐败的中央集权规划的产物。去读读 Louis Hyman 的《Debtor Nation》吧，尤其是关于 FHA（联邦住房管理局）以及全国性（且受到巨额补贴）抵押贷款市场建立的那部分。郊区/远郊，作为汽车文化不可或缺的共生体，才是统制经济式国家主义的产物。（是的，……
The insanity in your comment is the idea that urban density is the statist / authoritarian / corrupt central planning piece. Try reading Louis Hyman's "Debtor Nation," particularly the bits on FHA and the creation of a national (and heavily subsidized) mortgage market. The sub/exurbs, the essential symbiotes of car culture, are the dirigiste statist artifacts. (yes,…
大来卡（Diner's Club）的起源故事纯属神话。无抵押信用贷款其实起源于零售百货商店。Louis Hyman 在《Debtor Nation: The History of America in Red Ink》（普林斯顿大学出版社，2011年）中讲述了这个故事。https://www.worldcat.org/title/debtor-nation-the-history-of-... New Books in Economics 播客采访（时长：50:26）：发布时间：周五，……
The Diner's Club origin story is a myth. Unsecured credit lending actually originated with retail department stores. Louis Hyman covers this story in Debtor Nation: The History of America in Red Ink (Princeton UP, 2011). https://www.worldcat.org/title/debtor-nation-the-history-of-... New Books in Economics podcast interview (Duration: 50:26): Published: Fri,…